Get Secure Personal Loan up to ₹50 Lakhs

Lifetime free
Low interest rates
Low interest rates

Let's find the best Personal Loan for you

"I Authorize kredloan to send notifications via SMS/RCS/Call/Email/Whatsapp".

How To Apply?

01
Apply Online
02
Documentation
03
Complete KYC Verification
04
Receive Funds

Why We Standout?

Competitive interest rates starting from

10.25% p.a.

Complete Process in

just 7 minutes

No Paper work

100% Digital

Get money in

4 working hours

Customer Speak

I was able to consolidate my debts and reduce my monthly payments thanks to KredLoan’s low-interest options.

Rohit Sharma

KredLoan made it so easy for me to get the funds I needed for my business expansion. Highly recommended!

Aditi Kukreja

Kredloan is transparent and reliable. The best thing is that you’ll get your loan without any paperwork.

Mukesh Saini

Quick approval and no hidden charges! KredLoan’s service exceeded my expectations.

Neha Tiwari

Frequently Asked Questions

You can apply for personal loans ranging from ₹1,000 to ₹4,00,000, depending on your financial needs and eligibility.

We offer pocket-friendly EMIs with flexible repayment terms ranging from 3 to 18 months, allowing you to choose a plan that fits your budget.

A pre-approved Kredloan limit is the loan amount that is instantly available to you based on your profile and credit history. You may receive a pre-approved limit of up to ₹2,00,000, which can be availed instantly.

Kredloan provides an easy way to check if you qualify for a loan through its Social Loan Quotient (SLQ) system. To find out if you're eligible, simply complete your profile on the Kredloan app and submit the necessary documents. Once done, the AI-based SLQ engine will quickly assess your credit profile and give you a rating. If your profile is rated "Good," you can proceed to apply for a loan using the "Get Kredloan" tab, and you'll also receive your SLQ score. However, if your profile is rated "Poor," you won't be eligible for a loan at that time, but you can improve your credit profile and reapply after a few months. Additionally, responsible use of Kredloan will help boost your SLQ score, increasing your chances of loan approval in the future.

Not at all! The entire process is 100% digital, meaning there’s no paperwork involved. You can apply within minutes and receive approval swiftly.

Any Indian citizen living in India who meets the following criteria can apply for a loan through the Kredloan app:

  • Age: Must be 18 years or older
  • Employment: Must have current employment with a monthly salary of ₹12,000 or more
  • Bank Account: Must have an active bank account
  • Social Media: Must have a Facebook, Google+, or LinkedIn account
  • Proof: Must provide valid identity and address proof